Your offer looks low. Prove it in minutes.
Upload your insurer’s valuation report and see what your car actually sells for today, with comps you can send the adjuster.
First settlement offers routinely sit KES 300,000 or more below what the same vehicle sells for nearby. The listed comps are what you can show the adjuster.
Current market listings
94,000 km · 55 km awayKES 2,950,000
103,000 km · 98 km awayKES 2,890,000
108,000 km · 141 km awayKES 2,855,000
Median real market value: KES 2,890,000
The first check almost never buys your car back.
- The valuation report uses "comparable" cars that are hundreds of kilometres away, already sold, or not even your trim.
- Mystery deductions like "condition adjustment" and "typical negotiation adjustment" quietly shave tens of thousands of shillings off before you see the number.
- Fighting back means an independent appraiser and a week of waiting, which eats most of what you'd recover on a smaller gap.
- The adjuster is trained for this negotiation. You've never done one. Most people just sign.
From their PDF to your counter in minutes.
Step 1
Upload the report
Drop in the valuation PDF your insurer sent. We pull the year, trim, mileage, offer, and every adjustment they applied.
Step 2
See the real market
We line the offer up against current listings for the same car near you and calculate the true gap in shillings.
Step 3
Send your dispute
Get a one-page PDF with side-by-side comps and rebuttal language written for the adjuster, ready to attach to your next email.
A real example of what your Gap Check report looks like.
What the insurer’s report says
2018 Honda CR-V EX AWD · 100,000 km
Comps used: 2 listings, one 340 km away, one no longer for sale.
What the market says
94,000 km · 55 km awayKES 2,950,000
103,000 km · 98 km awayKES 2,890,000
108,000 km · 141 km awayKES 2,855,000
Median real market value: KES 2,890,000
Included in your report, rebuttal language:
“Per the attached comparable listings: same year, trim, and mileage, all currently for sale within 150 km of the loss location. The settlement offer of KES 2,600,000 falls KES 290,000 below the documented median market value of KES 2,890,000. I am requesting a revised valuation reflecting these comparables, and an itemized justification for the KES 90,000 condition adjustment.”
Know whether the fight is worth it.
Know if the fight is worth it
Before spending a single shilling on appraisers, see the exact gap between the offer and the market.
Comps the adjuster can't wave off
Real, current listings matching your year, trim, and mileage, not stale entries from another county.
Every deduction explained
Each adjustment in the report gets flagged and translated into plain English, so you know what to challenge.
Words that hold up
Your dispute PDF uses the firm, specific language adjusters respond to, so you don't have to write it angry at midnight.
A licensed valuer when you need one
If your gap is big enough to escalate formally, we connect you to a licensed valuer for a signed report.
Minutes, not weeks
Independent valuations take days and start at KES 25,000. Your gap verdict is ready before the adjuster answers your last email.
Pay for answers, not appointments.
Free Scan
Free- Upload your valuation report
- Instant estimate of your gap
- See whether a dispute is worth pursuing
Best for: finding out if your offer deserves a second look.
Check my offer freeGapCheck Report
KES 2,500- Full side-by-side comps against current local listings
- Every adjustment in the report flagged and explained
- One-page dispute PDF with adjuster-ready rebuttal language
- Update your comps as the negotiation moves
Best for: offers that look KES 300,000 short: too small for a valuer, too big to eat.
Get my GapCheckSigned Valuation
KES 7,500- Everything in GapCheck Report
- A licensed partner valuer reviews your case
- Signed valuation report filed under your insurer's dispute-resolution process
- Direct handoff: your GapCheck does the intake work
Best for: gaps over KES 300,000, where the insurer must answer a licensed valuer.
Reserve my valuationQuestions
Is this available yet?
Not yet. We're in early access, so sign up now and you'll be a founding user: you get first access at launch and your first GapCheck free. If you're mid-claim, reply to the welcome email and we'll prioritize you.
Does DenGlassAuto handle my insurance claim?
No. GapCheck is a separate tool that helps you review a total-loss valuation offer. DenGlassAuto continues to focus on professional auto-glass replacement, repair, and ADAS calibration.
What do I need to get started?
A copy or photo of your insurer's total-loss valuation report and, when available, a few current listings for the same vehicle.
Is my information private?
Yes. Your report and vehicle details are used only to prepare your gap review and dispute materials.
Find out if your offer is too low.
Get early access to GapCheck and receive your first gap check free at launch.